Welcome to Personal Debt Consultant. My name is Mark Davis and I am YOUR Personal Debt Consultant. I am here to help you manage your debt levels and get your life back on track. I will assess you financial situation and recommend a solution that is right for YOU.

At Expense Reduction Analysts we help our clients reduce costs and increase their profits in ways that others cannot. Our tailored cost and purchase management ™ service is currently helping thousands of corporate clients find and maintain average savings of 19.7% across more than 100 areas of business expense.